"Saints Prasarve Us'
I have decided on a plan for the Medigap Insurance. All of my calculating says the high deductible is the best plan for me but you can move to the high deductible from the low deductible (expensive) but if you try to go the other way they may assess your risk etc., and I am kind of risky. So I am going to go with the more expensive plan for a year and try to use the hell out of it and see if it is worth the expense.
It probably sounds like I am one foot from the poorhouse. I am just fine but I didn't get to be just fine by frittering it away and I want to stay that way. Wish I could find my expiration date- I got a mirror and looked once-nada. I didn't ever use my health insurance when it was a job benefit. In retrospect, I would have just as soon have the cash from all those years of paying the insurance premiums. But the insurance companies capitalize on fear. I hate being fear driven. I am glad to have the dithering and fretting behind me and a concrete plan. Bet you are too-just wait... ( I can hear my mother-"Just wait"...until you have kids...get old...) And of course she was right. I keep having these little epiphanies: "Oh, that is what mom and dad were going through. I understand now." Their wisdom grows.
I got my annual Christmas call from David Studer-an old high school chum. How great it was to laugh with him. Very different lives but one of those friends that still fits like a well worn glove.
<< Home